Being self-employed comes with freedom—but it also comes with the challenge of finding the right Employee Health Plan (EHP) without overpaying. Many self-employed business owners end up paying far more than necessary because they don’t know all their options.
Here are some simple ways to save instantly:
- Compare Plans Beyond Premiums: Look at deductibles, out-of-pocket maximums, and covered services—not just the monthly cost.
- Take Advantage of Telemedicine: Many plans include telehealth visits at little or no cost—perfect for routine check-ups or minor issues.
- Maximize Health Savings Accounts (HSA): If your plan is HSA-eligible, contributing pre-tax money can reduce your taxable income while covering medical expenses.
- Check for Discounts and Bundles: Some plans offer discounts for bundling with dental, vision, or family coverage.
A little planning and research can save you thousands each year while ensuring you and your employees get the coverage you need.
If you want personalized guidance to choose the right plan and save, reach out to us at team@rwealthgroup.com or text (813) 761-2836. We’ll help you navigate your options and make sure your EHP works for your business.
Reference:
https://www.healthcare.gov/choose-a-plan/plans/