As an entrepreneur, every dollar you spend needs to work for you—and that includes your health insurance.
But here’s what most business owners don’t realize: health coverage doesn’t have to be a personal burden. With the right strategy, it can be structured like a business expense, potentially offering tax advantages and cost savings, while still protecting your health and income.
If you’re self-employed, running an LLC, or operating as an S Corp, you may have access to:
- Plans that allow for pre-tax premium deductions
- Health reimbursement arrangements (HRAs)
- Options for covering family members under your business
- Coverage that scales with your income and goals
Too often, business owners default to expensive marketplace plans or go without coverage altogether—missing out on flexible solutions designed specifically for entrepreneurs.
The key is working with someone who understands the intersection of health insurance and business strategy. When done right, your coverage can support your health and your bottom line.
If you’d like help exploring your options and guidance on choosing the right health insurance for your needs, we’re here to make it simple. Call or text us at 813-761-2836 or email team@rwealthgroup.com—we’re happy to help you find a plan that fits both your lifestyle and your budget.
Reference:
IRS. “Self-Employed Health Insurance Deduction.”
https://www.irs.gov/taxtopics/tc502