Being your own boss comes with plenty of freedom—but it also means finding your own health insurance.
Whether you’re a freelancer, consultant, gig worker, or self-employed business owner, having the right health coverage can protect both your health and your finances.
What Are Your Options?
Many freelancers purchase health insurance through the Health Insurance Marketplace, where you may qualify for premium tax credits based on your income. Depending on your situation, you may also have access to coverage through a spouse’s employer or other private health insurance options.
The best plan for you depends on factors like your budget, healthcare needs, preferred doctors, and prescription medications.
What Should You Consider?
Before choosing a plan, ask yourself:
- How often do I visit the doctor?
- Do I have ongoing prescriptions or medical conditions?
- Are my preferred doctors in-network?
- What’s my budget for monthly premiums and out-of-pocket costs?
Taking these factors into account can help you choose coverage that fits your lifestyle—not just your budget.
Let Us Help You Find the Right Plan
Choosing health insurance as a freelancer doesn’t have to be overwhelming. At Rodriguez Wealth Group, we’re here to help you compare your options and find coverage that works for you.
Call or text (813) 761-2836 or email team@rwealthgroup.com to get started.
References
HealthCare.gov – Coverage for Self-Employed People
https://www.healthcare.gov/self-employed/
HealthCare.gov – Get Coverage
https://www.healthcare.gov/get-coverage/