What do self-employed people do for health insurance?

What do self-employed people do for health insurance?

Being self-employed provides independence, but securing health insurance is often a challenge. Here are some of the common options:

  1. Marketplace Insurance – The Affordable Care Act (ACA) offers plans based on income, with possible subsidies to reduce costs. Open enrollment usually happens at the end of each year.
  2. Private Insurance – More expensive, but you can purchase directly from insurance companies for tailored coverage.
  3. Health Savings Accounts (HSAs) – Paired with high-deductible health plans, HSAs help you save pre-tax money for medical expenses.
  4. Association Health Plans – Professional groups or local chambers of commerce sometimes offer affordable insurance plans.

At Rodriguez Wealth Group, we guide self-employed individuals to the right health insurance options based on their needs and budget.

Call or text (813) 761-2836 or email team@rwealthgroup.com to get expert advice and choose the best plan for you!

 

 

Reference: Healthcare.gov

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