Is Your EHP Screwing You Over? Here’s How to Tell

As a small business owner, choosing the wrong Employee Health Plan (EHP) can quietly drain your budget and leave your employees underprotected. Watch out for these warning signs:

  • Surprise Denials: Claims are frequently denied, often because key services are not covered under your plan.

  • High Out-of-Pocket Costs: A seemingly low monthly premium may hide high deductibles or copays, making care unexpectedly expensive.

  • Limited Provider Network: If your employees’ doctors aren’t in-network, this can lead to unexpected bills and frustration.

  • Confusing Fine Print: Hidden fees for adding employees, telemedicine, or lab tests can quickly add up.

  • Lack of Flexibility: As your business grows or your team’s needs change, a rigid plan can become a major burden rather than a benefit.

If any of this sounds familiar, don’t wait until a denied claim or surprise bill catches you off guard. Our team is here to help you review your plan, understand your coverage, and make sure your EHP truly works for your business.

Reach out anytime at team@rwealthgroup.com or text (813) 761-2836. We’re happy to guide you and answer any questions—you don’t have to navigate this alone.

Reference:

https://www.healthcare.gov/choose-a-plan/plans/

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